The Benefits of Home Ownership

The benefits of home ownership are great, saving taxes, building equity, not to mention the psychological advantages of having "a home of your own".
If you're planning to stay in your present geographical location for at least three years, owning a home could be a profitable move for you. Call me if you have questions or if you'd like to talk about your options.
I'll do all the math and all the checking for you, so all you have to do is listen. It's easy. And there's no cost or obligation.

The Joy of Home Ownership

Are you a renter who gets a vicarious thrill by reading the classified ads describing homes for sale? Do you, secretively and occasionally, drive by a few of the homes that sounded interesting in the paper? Have you ever gone to an open house just so that you could get a look inside?
No, you're not sick. But you may be ready to buy a home of your own. Even if you're not prone to these behaviors, you may benefit from exploring your home-owning options.
At this point, you may need the name and phone number of a "friend" in real estate. I'd like to offer mine.
Under today's computerized and cooperative real estate system, I can show almost any home to any interested party. So if you're curious about a home, or read an ad on a property and want more information, call me and let me do all the checking for you. I'd be happy to start you on the road to successful home-owning.

Live Long and Prosper

If you're like most renters, you enjoy the fact that you don't have to deal with home maintenance and the ease of budgeting your regular rent payment, as opposed to the potential, sporadic, and most always expensive repairs on a home. Renting sounds pretty good and loan-free to you right now.
But consider this: As the months become years, your payments are buying the building, for someone else. And, if you're like most of us, you're not saving as much as you'd like. (How can you? You're being taxed like crazy on your earned income!)
Is there an alternative? Thankfully, yes: Owning your own home or, if you truly don't think you're ready to own a home, at least you should investigate the possibility of such a move.
May I help?
I specialize in helping people discover the benefits of home ownership. And I can help you analyze your income and financial picture to determine your home purchase options. There's no cost. There's no obligation.
If you're ready to move up (and leave rent receipts behind), call me now.

Save on Taxes

Did you know that eight out of ten wealthy people acquired their riches in real estate? It's true: The biggest part of most people's net worth is the equity in their home.
The tax law has closed the "loopholes" that allow wealthy people to earn large salaries and pay a small amount of tax. But the laws have intentionally created a subsidy for home ownership. Indeed, the federal government wants to pay for about one-third of your home. All the real estate taxes plus all the mortgage interest are deductible. And you'll save thousands of dollars on your taxes.
How could you go wrong?
With mortgage interest rates now in the "affordable" range, this is a great time to consider purchasing a home. My advice and experience are available to you at no cost and no obligation. Let's talk soon!

Careful!

Please don't sign a lease! At least not until you see what's available in the homes for sale in our area.
I know you're wary about this option, but give yourself the benefit of the doubt and let me check into what your income and credit will allow with today's financing. I can even show you your tax savings and calculate a payment that, you might be surprised, will be very comparable to your rent.
If you're not convinced that it makes sense for you to own a home, then go ahead and sign your lease.
If you're interested in checking out your home-buying options, feel free to give me a call anytime.